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TMFSheard presented some excellent information in yesterday's F4 segment on capital gains. Was hoping someone could explain if the cap gains rules are identical for money in a self directed roll-over IRA account. The account was created with $$$ (only) from a 401K account from previous employment.

Please advise

Thanks!
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Yo, H20sailing.

<<TMFSheard presented some excellent information in yesterday's F4 segment on capital gains. Was hoping someone could explain if the cap gains rules are identical for money in a self directed roll-over IRA account. The account was created with $$$ (only) from a 401K account from previous employment.>>

No, no, and a thousand times no. Capital gains rates have no applicability to an IRA. They are unrecognized in one, and any time there are earnings and those earnings are withdrawn from the IRA they will be taxed at the ordinary income tax rate in effect in the year of withdrawal. When you think IRA, think "ordinary income tax rates" and fergidaboud capital gains rates.

Regards....Pixy
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