I know that capital gains on stocks are 20% if held less than 12 mos. (it is still 12 mos. right?), and my personal income tax rate if held less than 12 mos. But how do taxes work for gains realized in mutual funds? I've only invested in mutual funds through a 401k before so I'm not sure how the taxes on mutual funds work if I were to buy into a mutual fund through my brokerage account---could somebody please clear this up for me? Thanks a lot!
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