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I got a 0% BT until JAN 2005 offer. They allow 3 creditors (I think that's all I can do - not a major issue). They will not give me cash money, but as they have no BT fee I would like to bump over som of my Student Loans to them.

The form says list them in the order of preference - and I am thinking of rolling 3K ATT (its a BT I took and expires in Sept) and 4K MBNA (4K I took in Feb) and 3K Student Loan (the amount I can reasonably expect to have by the payoff date.

Has anyone had good dealings/bad dealings with CapOne?

Being very careful of the structuring.
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