I got a 0% BT until JAN 2005 offer. They allow 3 creditors (I think that's all I can do - not a major issue). They will not give me cash money, but as they have no BT fee I would like to bump over som of my Student Loans to them.The form says list them in the order of preference - and I am thinking of rolling 3K ATT (its a BT I took and expires in Sept) and 4K MBNA (4K I took in Feb) and 3K Student Loan (the amount I can reasonably expect to have by the payoff date.Has anyone had good dealings/bad dealings with CapOne? Ex17Being very careful of the structuring.
Hiya Ex17Capital One has proven to be one of the most reliable of credit card financing.At present, I know of no one with any problems that were not resolved quickly and to the customer's satisfaction.For a bird's eye view of Capital One consumer issues, go to www.planetfeedback.com.Be sure to speak to a rep to clarify any questions you have if you decide to BT.Best,Donna
I've had a MilesOne card from CapOne for some time, and have never had any problems with them.Kaiti
I've had them for 3 to 4 years and never had any problems.Jen
exeter17 wrote:...and 3K Student Loan (the amount I can reasonably expect to have by the payoff date.I don't know a lot about student loans, but I would think it would be better to defer the loan if you cannot currently pay it off, rather than transferring it to a credit card. (You can't defer credit card debt later if you have an emergency or life-change.)--L
L -I can pay the loan just fine. Its at 8% so shifting to 0% lets me free up that much more income to pay it down when its due.
Hi Exter, I just received the same offer from Cap One and I am condering doing the same. I presently have 2 cards 0% until January 2004. It guess that it would be nice to extend that until 2005. I can pay them both off right now but am wondering it I could take out yet another credit card account (I have 10 credit accounts on my credit report as it is). As soon as all of the balances are zero I will be cancelling six of the accounts. Good Luck.
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