I bet someone in this intelligent and beautiful crew will know something about the situation I am facing. :)

I sold my car last night so I called my insurance provider (State Farm) to cancel the policy.

The perky office wench warned me in the direst of terms that I should continue the policy on an "unowned auto" at a rate of about $200/6 months because without existing coverage I would have a terrible time getting coverage for my future vehicle (probably to be purchase within the next few weeks, but who knows?), especially at my current "preferred customer rates".

I asked why I should pay to insure a vehicle I don't have, pointing out that I had no trouble getting insurance when I purchased my first vehicle 12 years ago.

"Times change," she said.

"Hogwash," I thought.

So, do y'all have any insight into this BS? Is she right? I made one claim on my insurance 9 years ago when someone sideswiped me and then ran for it (minor fender damage), but my payment record has been stellar and I find it REALLY hard to believe that I have to carry insurance when I do not presently own or operate a car!

Rider
(who, despite her name, does not like feeling as tho' she is being taken for one)