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Recently viewed my brother's free credit report. No suprises, but an existing car loan ,that my mom cosigned, was not on the report. He makes all the payments on time-it is in good standing.

We were thinking that showing the car loan would increase his score to show that he is more responsible with his credit.

Our questions:

1. Do the CRAs report loans with cosigners?
2. Should he request the lender to report the car loan to the CRAs.
3. If the answer to question 2 is yes, how should he ask them to add it.

Any advice is appreciated.


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