No. of Recommendations: 0
I know that this should probably go on the insurance board, but that doesn't seem to be very active and the people here are nice, so please bear with me.

My car will be paid off this paycheck. I have not driven this car in about 2 years since being stationed in Italy (long story). Anyway, my mom has been driving/ taking care of it for me so I am just going to let her keep it. Figuratively, I will retain it in my name until she is able to get back on her feet and get a newer car for herself.

My questions are:

If the car is in my name, and paid off, do I have to maintain insurance on it?

Can she get insurance on the car by herself if the car is not in her name?

She has been on my insurance for about 2 years now. She is 55 and I think that it would be cheaper for her to get insurance on her own, instead of having a 22 year old hell raiser on the insurance (j/k been driving for 6 years with no tickets or accidents, looking forward to turning 25 so I can pay next to nothing!!!)

Or, would it just be better for me to keep paying insurance on a car I'm not driving? Its not a lot of money, but, well you know, why pay more than I have to.

Again, thank you all for whatever help you can give. I wouldn't ask if I didn't value your opinions.

-Matt
Trying not to walk the same road into debt that his family has

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