No. of Recommendations: 0
carrie74--
I understand one of the debts is with a SearsCharge. They will *not* reduce the interest. I just tried. They "don't offer at this time" any other interest amount. They are "looking into the possibility" of offering other interest rates. They've been looking into it for at least 5 years to my knowledge... :-) Just pay the puppy down, and bid it good riddance.

Good for your boyfriend for working on this, and good for you for trying to help :-) I agree with whoever said to just support him, and let him pay it as he feels is right. So much of this credit nonsense is *emotional*. You have to feel good about getting out of debt, or you increase your chances of getting back into debt almost immediately.

Another perk--if he can pay things *on time* as he's paying down, this will improve his overall credit rating, which means that if he decides to get another card later (for emergencies only!), he might qualify for a better rate.

-lalcorn (my next happy dance is coming soon!)
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