Hi, My sister has 150,000 in a cash value account with her former employer, she wants to roll most of it over to an IRA of some sort for savings and also to use 50,000 to do some work on her house. She was injured in an accident and is not presently working or able to go to work. Is there any type of a ret.account that she can access now w/o taxes, or minimal taxes. She has a side business and was thinking that maybe she could set something up to borrow her own money from it. Any suggestions or advice would be welcome.
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