No. of Recommendations: 1
Another reason to treat credit cards with care is that they encourage the user to spend more than he/she would otherwise. (30%+ more is the figure I usually hear) That is one reason why merchants agree to receive 3 or 4 cents less on the dollar from the CC companies. I know there are people out there who have iron will and will spend the same regardless, but I also know I am not one of them. Okay, sermon's over, please pass the offering plate to the person on the right :-).
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