CC debt, not medicalIs it spouse's or your debt or both, or unknown since it's on a shared account? If it's your account, you can presumably go online to view the account's history and take appropriate measures...too much spending on restaurants, electronics, furnishings, subscriptions, clothing, accessories, salons/spas or other discretionaries? That kind of spending is relatively easily cut back. Or is it too much spending on big fixed expenses like mortgage/rent and cars, leaving too little even for basics like food and utilities, therefore using CCs to keep up with a desired lifestyle? It's pretty difficult to fix a leak if you don't first find its location. While I think a second job is a great idea (I hope you're young and energetic-), please plug those money leaks, too.Good luck!BTW, smart people budget at every income and debt level. If I don't budget and track certain categories (my and DH's weaknesses), we can overspend, and we don't have any debt, not even a mortgage any more.If you post details about your income, expenses, credit card debts & interest rates (that means getting info from your spouse), people on this board can help you develop a budget and repayment method that will get rid of your debt faster and help keep you from building it up again. There are many success stories here!
Best Of |
Favorites & Replies |
Start a New Board |
My Fool |
BATS data provided in real-time. NYSE, NASDAQ and NYSEMKT data delayed 15 minutes.
Real-Time prices provided by BATS. Market data provided by Interactive Data.
Company fundamental data provided by Morningstar<