Someone backed in to my van three weeks ago. Very minor damage, which their insurace will cover. We decided to use USAA rather than go direct to them (my wife trusts USAA more than she trusts me, I think.) USAA said they would waive our deductible since it appears they will recover all the costs.

When I picked the car up from the body shop on Monday, I had to pay the $500 deductible. I wasn't concerned about it, just miffed about the misinformation, since I knew I'd get it back eventually. I called USAA and they said they hadn't made contact with the other insurance company yet to verify the claim. They did that, and this morning, the $500 is back in my bank account.

It occured to me just now: since I charged the $500 and got it reimbursed to my bank account, I just made $7.50 on the transaction.

v/r
Tom