CCinOC analyzes,<<Isn't that what happens on these (and many other) forums and message boards?>>It's all about marketing. The people who need guidance most don't even know about boards like this. Why aren't you out there marketing your services so that more people can avail themselves of your wisdom--for free, of course. </snip>The value of an investment or insurance product is inversely proportional to the amount of marketing required to sell it.The more the marketing, the crappier the deal.intercst
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