Chances are that someone else will tell you this is the wrong way to approach it and that I am stupid for suggesting it. I think this is the best way and you may take my suggestion for whatever it is worth. There is no right or wrong but your suggestion is the costlier method and for anyone in debt or anyone, period, there's no time like the present to save money.Although more expensive, it might be worth doing it that way for some people if they need the psychological boost of completely paying off a card.
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