I was referred to this folder by TMFVenus at "Ask a Folish Question". I am a state employee nearing rtirement (3 years)who has an IRA through the state which n't be touch d until I retire. On my own, I also own two mutual funds from the same company, one is an IRA, the other is not. These two funds are not performing that well. II wish to sell them (no penalties involved) and purchase a diversified group of funds. What is the best way to do this that will cause the least financial pain? I realize stocks have been outperforming funds but I have neither the skill, expertise or time to keep an up-to-date stock portfolio. I have been looking at a growth and income portfolio which is less volatile than others as I near retirement. I am looking forward to an answer as I am in the dark.
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