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How to Charge Foolishly ...

1) Charge everything, (i.e. food, clothes, ISP fees, you get the idea). This simplifys tracking expenses for those of you not inclined to budget. In addition, due to float, you can charge something you do not have the funds for, provided you will in a few weeks. You must pay off the bill in full each month. You also gain an advantage in any sort of merchant dispute.

2) Use a gold card - the added protection of doubling manufactures' warranties is huge. I saved over $700 when my hard drive and camcorder failed after the initial warranty. Be sure to save reciepts and a copy of the waranty.

3) Use a 'cash back' card of some sort - I prefer the GM card (I saved $4300 on a van), but you may as well have some sort of reward for your efforts.

Any other benefits I am forgetting fools?
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