Charlie,You say All of that stuff is just tiny, tiny details that can be worked out on the fly, and the following story (probably apocryphal, but found in the Torah) is a propos. And I don't disagree. I will also point out that story is not in the Torah and it is very enlightening. As you know there is the Torah and the "Oral Torah" and the Talmud the 2nd and 3rd offer insight into the first. Jewish scholars have not stopped there, they continue to find ways to explain and understand those three texts in a way that works today. In almost every Temple and Synagogue at least once a week there is a lively argument about the interpretation of text. Certainly we can learn a great deal about life via the school of hard knocks. Certainly we can learn a great deal about the market via the school of hard knocks. This doesn't mean they should be the only and best means of learning about life or the markets. Others have tread these trails and have shared their experience, knowledge and wisdom. We have all benefited from them. The journey of a thousand miles does not begin with the first step, it begins with a choice. Millions of people fear to choose to take that step because they are afraid of what is down that road; what they fear is the unknown. You have been down that road. You can write from the small, private investors point of view, the view of a peer. I'm not suggesting a tome, one of my favorite and most used books is "The Elements of Style" by Strunk and White. IMHO it is the best text on writing the American English language ever written; 85 pages not including the index. When fishing season ends it might give you something to do. Seriously consider it. jack
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