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Charlotte writes:

It just occurred to me that there may be many lurkers like myself who have been benefiting from all the helpful information you have been sharing - and that you may be unaware of just how many people you are helping.

I want to personally thank you. My husband was 70 1/2 last year and I am this year. You have really helped with our MRD decisions. The link to "Which to Use First: Taxable or Tax-Deferred Accounts" brought up an article we have copied and added to our file.

And thank you for the kind comments. It's always nice to learn that some of the things I write or post are of use to others. :-)

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