No. of Recommendations: 1
Just called Chase to find out how long I had to wait to hear about my application. They approved me for $8K and BT'd $7750 from Citi for 12 months 0%!!! Yippee!!!

That leaves $2200 on Citi at 8.9%. Should I apply for another 0% for 6 months somewhere, or just leave it and pay it off? If I leave it I figure I will pay $60 to $70 in interest, so I wouldn't be willing to pay a BT fee.

I don't want to damage my FICO by applying for too much credit, it was 758 last week. I closed a bunch of store credit cards and other old accounts that I found on my CR. According to what I read here, that won't help my score, but it shouldn't hurt it either.

What do you all think, when do you stop playing the BT game? When you are 1 month away or 6 months away?

Thanks for your opinions. You guys have been an inspiration to avoid digging this debt any deeper. Thanks for all your helpful hints.

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