Chase Payoff – loan number xxxxxxxx: 187,951.89Principal amount of new loan: 190,148.00 So you are adding about $2200 to your loan. Perhaps a bit more if that Chase payoff amount includes any interest or payoff fees.Since money is money is money, it's impossible to say that you're adding any specific item to your loan. But that extra $2200 is money that you are borrowing, and is being used so that you don't have to pay (or pay as much) out of pocket to get the refinance.--Peter
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