Checked with my 401k and they do accept rolling money from external IRAs etc into my 401k plan. I don't see much of a downside, except I believe the trading commission is a little higher for stocks, I think $15 instead of $10, but I trade very rarely, maybe once every couple years. Also will incur trading costs as it looks like I will need to rollover cash then if I want to repurchase the 2 stocks I will incur trading costs again. Small change, but annoying nonetheless. This will then let me start Roth contributions again through this backdoor scheme.On the original topic....SEPP is an option, but I would prefer the flexibility of getting the 55 year old rule. This is all just a hypothetical situation, not sure where I'll be financially in the next 5 or so years, just trying to learn about all my options... wound up learning a bunch about how to make this backdoor Roth scheme work...--whyohwhyoh
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