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My husband (36 y/o) has two offers for employment: the first is a track to become principal/owner of an architectural firm, but the firm is small, so no formal retirement plan or 401k plan is available. The other is a position that is senior, yet no where near the possibility of aquiring equity as the first. This position has great benefits, excellent 401k plan, etc. They both offer similar base salaries. This is an odd question to put out, but here it goes....(We need some insight!) Should he focus on the retirement issue at all, or focus on the long term goal of increasing salary/equity? We both have always maxed-out our contributions to our 401k plans, as we need the tax benefit, and we want to retire comfortably. Are there other ways to contribute to a retirement plan tax deferred? Has anyone out there ever been faced with a similar dilemma?

Thanks in advance.

(I also posted this on a different board, then realized it belonged here. Sorry for the duplication.)
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