Churck:Terrific reply and great advice. Are you a "pro"? I, too, was stunned by the "negative net worth", at that income level. However, as you say, a LOT of people earn terrific money but still somehow spend more than they earn, amazing as that seems to me.Again, great advice and reply. He (and any others in similar situations) should listen to you.Thanks for posting here.Vermonter
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