UnThreaded | Threaded | Whole Thread (1) | Ignore Thread Prev | Next
Author: ortman Big red star, 1000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 310154  
Subject: Cleaning up credit, have questions. Date: 12/13/1998 7:27 PM
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Recommendations: 0
As I'm well on my way towards a debt-free lifestyle, I wanted to check on my credit in order to verify its accuracy. I've only ordered a credit report once, and it was quite some time ago. Given that I've had such activity on my accounts over the last three years, I'd like to make sure there are no errors.

So, I've ordered a report from Equifax, and will order from the other two agencies in the near future. My question: are genuine reporting errors usually only found on one of the three reports? If the same error is to occur across multiple agencies, must I dispute the error at each separate agency?

Also, a more shady question: is it ever advisable to dispute items that you know to be accurate? For example, I'm sure I have a few negative comments on my report. While I have a right to dispute any of these comments, I know that they (TRW, etc) reserve the right to toss out disputes that have no merit (so I can't say, "They're all wrong!). However, might I be able to dispute a few valid items in the hopes that the creditors will not respond to my inquiry? Are certain creditors more adamant in verifying these items?


Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (1) | Ignore Thread Prev | Next


TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
Post of the Day:
Saul's Investing Discussions

Skyworks Mid-Quarter Review
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.