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Hi all, First post on the Fool. I was wondering how some of you would clean up a slightly negative credit report. There are a couple Very Small collection items on it, as well as some older negative stuff. How would you recommend clearing this up. Or, is there no other way than to wait the 7 years, pay off the older stuff, and when the student loan comes due, pay the minimum on-time and regularly. Thanks for all the help so far.

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