No. of Recommendations: 3
Clearly, you do not understand the Safe Withdrawal Rate problem.

I am truly LMAO that *you* could say that to anyone. You do not even understand the DEFINITION of Safe Withdrawal Rate.

You have stated on numerous occasions that using your methods, the safe withdrawal rate is ___ (you constantly change the value). You also say that the worst case scenario is that you will have to reduce your withdrawals by 20% for a period of time. If the withdrawal rate was safe, you would NEVER need to reduce your withdrawals. So your on work uses something other than a safe withdrawal rate, but you wave your hands and say hocus pocus and hope nobody will call you out.

Oh, and when you ARE called out -- here and on every other internet site you visit -- you NEVER address the things people point out.

Your statement that you put your work out for anyone to review is an insult to the thousands of us that have had real research put through peer review. Making something available and ignoring (or insulting) criticism is not the same as making it available for review.

(Who notes that you can do an internet search for JWR and find several other web sites full of people that say the same about him.)
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