cliff,What you say is true. However, most retirees don't see it that way. Too many retirees are too conservative with their assets. This was fine and good back in the day when you lived 5-10 years in retirement. However, now days people are living 20-30 years in retirement. If they invest too conservatively they risk losing purchasing power to inflation.Although it is a book written for financial advisors, I think everyone should read Nick Murray's "The New Investment Advisor." JLPhttp://AllThingsFinancial.blogspot.com
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