UnThreaded | Threaded | Whole Thread (38) | Ignore Thread Prev Thread | Prev | Next | Next Thread
Author: craigflannagan Three stars, 500 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 76392  
Subject: Re: Portfolio Allocation for age 35 Date: 2/13/2007 1:51 AM
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Recommendations: 0
cliff wrote:

At your age, and with a Roth IRA, I wonder if you need CCE and fixed income. CCE should not be in an IRA where it's inaccessible. At your age, I would just use a Vanguard Extended Market Index Fund or something like that. Don't forget to have a cash fund outside the IRA, however.

D'oh, you're right *slaps forehead*. CCE and fixed income in Roth IRA.. doesn't make much sense now that I think about it, ha.

This however brings up more questions for me. I've been looking at various "recommended portfolio allocations" all day. When the portfolio allocation shows something like this: 65% equities, 20% fixed income, and 15% CCE.. is it usually referring to both retirement/non-retirement accounts, or one or the other? Now that you got me thinking.. I would imagine it should be referring to both retirement/non-retirement accounts, am I correct? (with a good portion of equities in retirement accounts, a smaller portion of equities and all of CCE/fixed income in non-retirement accounts)

Don't worry about "catching up". You are miles ahead of most folks.

Really? That's pretty encouraging to hear.
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (38) | Ignore Thread Prev Thread | Prev | Next | Next Thread

Announcements

The Retire Early Home Page
Discussion on accelerating retirement day.
Foolanthropy 2014!
By working with young, first-time moms, Nurse-Family Partnership is able to truly change lives – for generations to come.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Post of the Day:
Dividend Growth Investing

Good Time for Dividend Champions?
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and "#1 Media Company to Work For" (BusinessInsider 2011)! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement