I'm recently FIREd at 40-something assuming health insurance doesn't unFIRE me. My wife is still working because she wants to and will probably work for another couple of years. While she works I'm covered by her mediocre health insurance. After that we'll need some kind of health insurance. The problem is that I'm pretty much uninsurable in that regard. I live in Washington where private insurance is impossible to get and the state program is extremely expensive. I don't need COBRA while she's working, but should I continue the COBRA at $200/month anyway, and hope to continue with the same company after she quits? I don't really understand what happens after the 18 guaranteed months. Another complication is that if I were to need to go back to work my former career was highly specialized and increasingly obsolete, so I'd really need to start working on a career change of some sort. I'd like to think I could still learn a new trade at this ripe old age but I can't say I relish the prospect! I get a lot out of reading this board and thanks for any help!
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