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I'm recently FIREd at 40-something assuming health insurance
doesn't unFIRE me. My wife is still working because she wants
to and will probably work for another couple of years. While
she works I'm covered by her mediocre health insurance. After
that we'll need some kind of health insurance. The problem is
that I'm pretty much uninsurable in that regard. I live in
Washington where private insurance is impossible to get and
the state program is extremely expensive. I don't need COBRA
while she's working, but should I continue the COBRA at $200/month
anyway, and hope to continue with the same company after she quits?
I don't really understand what happens after the 18 guaranteed
months. Another complication is that if I were to need to go
back to work my former career was highly specialized and
increasingly obsolete, so I'd really need to start working
on a career change of some sort. I'd like to think I could
still learn a new trade at this ripe old age but I can't say
I relish the prospect!

I get a lot out of reading this board and thanks for any help!
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