UnThreaded | Threaded | Whole Thread (9) | Ignore Thread Prev | Next
Author: Larissa919 Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 308881  
Subject: College Student with Bad Credit Date: 1/11/2001 12:08 PM
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Recommendations: 0
Hello Larissa Here I'm a 20 year old college student who is in debt. I have student loans which I won't have to pay anytime soon but I do have 5 cards that I have about 4000-5000 dollars in debt on. I've vowed to myself to pay these off now(New Year's Resolution....only one of many).

One of my cards an Express storecard is still current and open and I just sent a payment of $50 in earlier this week. My balance is up to 180....most of which is interest.

I had perfect credit about a year ago and decided I needed a computer so I got a loan from Gateway and bought a new computer. It did cost about $1600 and now my balance with them is bout $2100.

I also have a capital one card with a balance 0f $370.

My Citibank mastercard is up to $490 and

My Associates ......about $1000.

They are all past due, except the Express card and I was wondering what I should. I really want to take care of this before I leave undergrad school but I'm not too sure what to do.

Should I go to Genus, CCCS, or any of those agencies? What do you think I should do please help soon.

I would like to buy a house and car when i eventually get out of school. A job would be nice to. I do know that bad credit can affect all of these and I would like to fix it before it goes any further.

Also, I do know that one or more of these cards are put on charge-off. Right now I'm not exactly sure which ones? What do I do? PLEASE SAY YOU CAN HELP!!

I've been a reader of these boards for about a month now and I've seen many happy dances so I decided to finally ask for HELP!!

Thanks.
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (9) | Ignore Thread Prev | Next

Announcements

TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
Foolanthropy 2014!
By working with young, first-time moms, Nurse-Family Partnership is able to truly change lives – for generations to come.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Post of the Day:
Macro Economics

Looking at Currency Ratios
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and "#1 Media Company to Work For" (BusinessInsider 2011)! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement