Do you think it is "wise" to invest over the amount that your company matches or should you just invest up to the amount they match,for instance if they match up to 5% should I continue to contribute 10%?
Definitely contribute what the company will match. Anything else you can contribute will be a bonus. It will generate a much larger nest egg at retirement, it will also lower your taxable income for the current year.You may also want to consider putting $2,000 into a ROTH IRA after you have contributed up to the company match limit. Its really a comfort decision on your part. How much can you afford to save each pay period. Keep in mind other goals you may have as well. (college, home purchase, vacation, etc)Bill
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