I was in a car accident.Both parties have insurance.Other guy got a ticket on the spot.It was his fault.I was banged up pretty badly and my car was totalled.I wrote letter to insurance company of guy who hit me and asked for compnesation for lost wages (4 days at home after accident) and also for pain and suffering. Got a letter today from insurance company. The amount they are offering me is only about 25% of what I was thinking I should get. Are there guidelines out there for how much compensation you can expect? Should I hire an attorney? Should I tell insurance company their offer is too low? Any and all help is appreciated. Thanks.
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