Compounding Nothing yields Nothing, it has been tough to get that through my kids heads. Come to think of it, it was tough to get through my head for the first 35 years and then kicking myself the next 15 :)Here is a nice Savings Calculator http://www.dinkytown.net/java/CACompoundSavings.htmlThis one lets you see the difference made by investment where taxes are deferred until withdrawals are made, and an investment where taxes are paid on money that goes into the account, but all withdrawals are tax free. http://www.dinkytown.net/java/InvestCompare.htmlKind of interesting charts on how fast (number of months) it takes to burn through $100,000. (some data is outdated, but fun to go through)http://www.efmoody.com/retirement/retirementnumbers.htmlCool handy stuffBears
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