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I am very worried about H&R Block, the company has a lot of exposure to subprime and mortgages due to them owning Option One - OOMC. They said in their conference call today they couldn't sell Commercial Paper either, and admitted they got a mortgage on their headquarter building. Isn't taking a mortgage a little desperate?

Anyone done some analysis on Option One and how much risk it posses to H&R Block.

Thanks in Advance,
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