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I have read a lot about the 529 and am somewhat versed on the IRA situation.

I want to get the biggest bang for my buck and I would like to try to protect myself and my child as best we can from the Taxman.

So between a 529, Roth IRA, Educational IRA, pure stock/mutual fund investing? I would like some feedback from someone about what they think overall would work the best.

My household income is currently about 80K we do have some debt to clean up but my child is 1 and I would like to start to do something just to get it started and pointed in the right direction.

I would also like an investment that I could increase the payment into it for another child but not have to have seperate accounts for each child.

I am confused and would like a little direction from some Motley Fools.
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