Congrats, good call. The truth is I am looking forward to doing the same with my Providian card. I do not have a balance on it, but it is one of the 4 CCs I have and I do not want to upset my score right now. But as soon I have done with refinancing the car loand and the mortgage I will be cancelling 2 of my cards, one of them Providian the other Washington Mutual (no balance). Then I will open one of AMEX or Chase or something good.
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