Congratulations on getting an early start to your investing. I'm not an investment professional, just a MF member who does his own investing. I would not be interested in bonds in your situation (actually, I'm not interested in them in my situation either :) ). Interest rate risk is significant in my opinion. I also believe that by proper diversification and investing over time, you can manage your risk. You are not only diversifying over companies and industries, but also diversifying across time and market conditions.If you want to reduce your overall portfolio risk, I would add more stalwarts to your portfolio (e.g., WM, PG, PEP, BRK-B, etc.)Just my opinion, others will hopefully weigh in with their thoughts.Best of luckBH
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