Congress is constantly tinkering with these laws, so if you have ideas for changes, let your members know.Phil,Thanks for the reply. I have indeed written my congresswoman.I agree that there should be incentives for employers to offer retirement plans, but for Chrissake, for employees who don't have an employer-sponsored retirement plan, they should at least be able to contribute the standard $2000 to an IRA and still do the Roth.
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