No. of Recommendations: 0
Cons: you're limited to investment offers under your 401k plan. However, if you have a
good assortment of offerings, then this may not be a "con".

And the earnings are taxed at your regular tax rate when they come out of the 401k. If invested on your own the tax rate would probably be a capital gains rate.

Aslo if invested on your own you get a stepped up basis at death for your assets.
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