Consequently, I just addressed her dividend question that seemed straightforward & made suggestions to consolidate her funds in a discount type broker (Vanguard/Fidelity). You might want to take a look at my reply and make sure I didn't mis-state anything w/regard to the 1099 (your favorite :)) on the ETF's she mentioned and the VNQ REIT I mentioned.I didn't see anything wrong, but the reason I didn't respond to that part of her questions is that my knowledge of, for the lack of a better word, stranger investments isn't a high bar to clear. They don't keep me around here for my investment acumen, but for eye candy.PhilRule Your Retirement Home FoolP.S. Thanks for the kind words.P
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