UnThreaded | Threaded | Whole Thread (2) | Ignore Thread Prev Thread | Prev | Next | Next Thread
Author: heatherlynn Big red star, 1000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 1260  
Subject: Considering filing...... Date: 10/10/2001 4:30 PM
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Recommendations: 0
Thanks for this board, everyone. I have questions, because I may need to file.

I own a 1.5 year old house that has no equity. I have a car that I owe 6000 dollars on, 1 home equity loan that is at 4700 (15.5 interest), one unsecured loan at 15%, plus credit cards and student loans that are under CCC care.

Now that I have that said, I also have to start taking a $245 per month medicine (my insurance only cover 70% of the cost.) I"m working with the company to be sure I can get it AND afford it. I had to go under their financial plan, and want to pay $150 per month until I get stuff paid down.

What should I do? I do NOT want to lose my house, because right now, I love it, and I live 40 miles from work, so I can't lose my car. I'm considering Chapter 13 in order to restructure EVERYTHING into one easy payment.

Help?
Heather
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (2) | Ignore Thread Prev Thread | Prev | Next | Next Thread

Announcements

Foolanthropy 2014!
By working with young, first-time moms, Nurse-Family Partnership is able to truly change lives – for generations to come.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Post of the Day:
Macro Economics

Looking at Currency Ratios
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and "#1 Media Company to Work For" (BusinessInsider 2011)! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement