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After eons of lurking have finally decided to ask for some guidance from the pros:

Retired a short time ago and have assets scattered all over the place. ASPIX (S&P 500 AARP class) about 18k, SMTTX (bond fund)about 30k, both Scudder. The ASPIX is my old IRA.

About 40k in ETrade consisting of CSCO, WMT, SWY and HON.

About 110K in my 401k consisting of TASCX (Third Ave Small Cap Value) and SNXFX (Schwab 1000).

2 DRIPS consisting of HD and WMT about 100k.

What I am considering is consolidating the Scudder bond fund and ETrade and part of the 401 into Vanguard Total Fund Index, the balance of the 401 into Vanguard Intl. Fund Index and keeping the HD and WMT drips.

That would put about 75k in Vanguard Total Index, 66k in Vanguard Intl Fund.

I already started drawing on the ASPIX IRA and plan on just running it out over the next year or so.

So, I guess the question I am asking is; is this something that sounds sensible? I am drawing about 1400mo social security and don't need income at this time.


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