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What's the scoop on consumer credit counselling? There seems to be all kinds of these type of agencies now.
Any advice?
Bakku
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Avoid them at all costs.

You can find all the help you need right here.
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Avoid them at all costs.

You can find all the help you need right here.


You can certainly find a lot of help here, but this is a little to short a response. There are some bad consumer credit counseling services out there. They are for-profit, and tend to be as expensive as the hole you already dug yourself into. But there are also some genuine services out there, who have relationships with many credit card companies and other debt holders and can really help you negotiate down your debt levels and arrange an affordable payment schedule.

Clark Howard, a nationally syndicated consumer advocate has a lot of advice on his web site (http://clarkhoward.com) and recommends a Consumer Credit Counseling service from this site:

National Foundation for Consumer Credit Counseling
8611 2nd Avenue
Suite 100
Silver Springs, MD 20910
(303) 589-5600
1-800-388-2227
www.nfcc.org
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Hi Bakku,

Many, many years ago I found consumer credit counseling to be of extreme value. Budgeting was a big issue for me and they put me on the right track - this group was a non profit organization. Check it out.

Fifty
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