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I currenty have a SEP IRA funded by my employer. I have about 15 K in it now (was quite a bit more just a few months ago, harumph!) and it is all in Fidelity's Contrafund, which was sort of the "designated" fund when this thing was opened...why, I don't know, but it looks like historically at least not a bad fund, except for an apparent tailing off in my opinion over the last few years.

My question is whether I should do the Foolish thing and move my funds into Fidelity's version of the S&P Index fund (Spartan Market fund FSMKX) or what? This SEP is managed by Fidelity, and I don't have enough balance to have it as a brokerage account yet so I'm stuck with selecting Fidelity family funds for the moment...any other advice?


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