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All of the information I have read about th eerger leaves me doubting who will be in control post-merger. It appears that the CEO and some management of FSCO will remain on the board and in key management slots. I think this is what has weighted the stock down.

I am very familiar with both companies. Frankly the management of FSCO sucks rocks. I offer the antedotal evidence of the account that I had with FSCO that was charged fees for three years after I had closed it.

My brother in law also worked for them for a year in their HR department and had nothing positive to say about their organization.

I was not happy to hear about the merger. The local press and I think some of the national press picked up the story from an uniformed point of view that FSCO had bought out Zions (based on the post-merger name).

But the material that I read on the merger and the precipitous drop in ZION stock price show that indeed it is ZION that is buying FSCO.

I would appreciate more comments on the value of this entity and how you are calculating/estimating a future stock price of $80.

Do you share my concerns about the lingering FSCO management team? I think that the market does.
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