I am currently looking at converting my trad IRA to a Roth IRA. Vanguard advises me not to mix (commingling) my assests (conversion money and new contributions). They have advised this because they said thats what the IRS said.I would like to keep it all together and avoid multiple accounts and extra annual fees.Does anyone know why the IRS is advising this? Is there or will there be any penalty for commingling?Thank you,
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