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I'm 35 and considering converting a rollover IRA I have (about $4300) to a Roth. I've been looking at the conversion criteria and from what I see I'm only eligable to convert if I file my taxes as married filing seperately. Can anyone confirm/clear this up for me? Here's the details:

I'm married but getting divorced next year. At the time I file my taxes I'll not have lived with my wife for the last year+. I make about $72K a year (joint income is $130K) a year. According to the rules I've read (what a messs!) the income limit on conversion if married is the same as if single, so I can't qualify. There seems to be a caveat that if you're married filing seperately and have not cohabitated for more than a year, then the single income limits apply (which I do meet). Have I misread the rules?

--DarkOut
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