My wife has a SEP which is in the process of being transferred from Vanguard to Ameritrade - all the better to invest Foolishly. I've read a bit about Roths and find their tax-free growth compelling. Is their a way to convert the SEP into a Roth? From the reading I've done it seems that it would have to convert first to a regular IRA, then from the regular IRA to the Roth. If this is the case, are there significant disadvantages to such a conversion? Assuming she made such a conversion, could my wife then make annual contributions to the Roth instead of the SEP? My sense is the tax-free growth of the Roth would outweigh the higher contribution limit allowed by a SEP.Many thanks for any help.Michael
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