copper,The comparison calculations should be easy to run but more info is needed (e.g. length of current mtg.).If you have a 30 yr with only ten years left you need to look at an amortization schedule for your current mortgage to see how much is going toward principal and how much toward interest (remember that as the years go on, you pay a lot less interest and a lot more toward principal).Once again, with all the details of your current mortgage, it should be easy to run the #'s.Good luck, AJE
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