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Copypro writes:

<<I understand why you take one withdrawal per year for the sake of simplicity and reallocating

Pixy writes:

< That would not be in concert with the Foolish Four strategy, which revolves on a specific anniversary date
for trading. Also, just because the cash for the year is taken all at once, that doesn't mean it sits idle until it's used. It goes into interest paying vehicles until needed for expenses. These include interest paying checking accounts and short-term CDs. Thus, it continues to earn money while out of the IRA and until it's actually used.

Pixy makes a good point. However consider the related money vehicles within your IRA. Most offer at least one form of Money Market as well as Treasuries and others. The MM can be drawn from at any time for "periodic" payments.
I've set mine up quarterly to coincide (appx) with quarterly federal income tax payments I make.
Works for me.
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